30 Jan 2017

Don't Invest Every thing in Equity ?

    Equities are high risky;but high return Asset class.
    It is not suitable for every one.
    Check your Risk profile and Risk tolerance before any decision.
    Short term volatility in market makes many people panic.
    It may go up or down as per news about company specific datas,industry information,economic and global news.
   High Risky investors with high risk tolerance invest for medium to long term irrespective of sudden fluctuations.but,it creates fear among conservative investors who have low risk tolerance.
So,don't Invest in equities,if you are too much conservative like:
- If you don't expect return above bank FD (7% annum) and not ready to bear any risk for extra gains.Market is not a place for conservative savers.
- If you are not able to pick good shares based on Equity analysis. Market Knowledge is the foundation of investing.Selection of fundamentally strong, Undervalued,and fairly priced companies leads to profit.
-If you fear about regular volatility,corrections, and crash,it may become a nightmare.Fluctuations are part of the market.You cannot avoid it.Learn to reduce risk and enhance gains with proper risk management,if you are serious about investing.
- If you are not ready to spend time for learning and practice regularly,You will face difficulties in unexpected moves in shares.Stock prices move up and down.We should track it to grab opportunity.
-If you are not  confident to do self study or not having a trustworthy investment advisor.Without adequate skillset or an expert advisor,you cannot succed in market.

Invest only if you are comfortable with short term price fluctuations and well prepared for the field.

Disclaimer: Investments are subject to market risk.


26 Jan 2017

Republic of Investing

 Our Nation follows a constitution of sovereign socialist secular democratic republic.You can apply it in Investing too. Don't lose your authority to make right investment decisions.You may receive lot of tips related to news and speculation. Sudden information cannot replace prudent information.You should follow the fundamentals of company,before buying.

    Market provides equal opportunity to all.You can access stock exchange websites for price - volume datas.Many Financial websites provide data and analysis related to growth, profitability and debt levels of companies.Never miss this socialist opportunity for better gains.

   Keep an asset allocation as per your age,risk tolerance,life goals and financial capacity.Dont put whole savings into single stock.Be secular in investments too, by maintaining a diversified portfolio and asset allocation.
   Think about investment democracy.Discuss your financial decisions with family members and educate them about capital preservation,wealth creation and income generation.Acquire required skills for investing as a family.Each family is a small financial unit.Earn tax free capital gains and  dividends instead of taxable interest. Encourage family members to start investment in their names too.

   A Republic represents supreme power and liberty of citizens.Investing gives power of ownership and profit potential like entrepreneurs.Decide to achieve financial freedom by fruitful investing.

   Happy Republic Day.
   Happy Investing.