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Showing posts from 2014

3 Apps for SMEs

Apps are widely used to improve performanceand productivity.It save time and expenditure.Apps help to do the workmore efficiently in a given period of time. I have selected 3 simple and easy to use apps for small and medium enterprises.If you are properly planning, it can grow your business. 1. Google Drive- is an app from google.It provides you 5 GB storage free of cost.You can keep all type of files in google drive and share any file with others.For an example, a sales manager can view, comment and edit the reports of his sales team.You can access thisapp any time with your computer or smart phone. 2. Mailchimp -is an email marketing tool to design and send personalised email newsletters,You can view the open rate of emails and other reprts.It has features such as email templates and sign up forms for your website.Mailchimp helps to get and convert leads for growing your business. 3. Slideshare - is a web interface for sharing presentations.This is a place to upload ,download or sh…

Discount Brokerage : An introduction

Discount brokerage is an online share broking system with low charges. Normally, they charge per each order instead of percentage commission. Traditional brokers charge 0.25 % to 0.5 % in India.But,the discount brokerages normally charge Rs.20 per order.For an example, traditional broker charge Rs.500 for Rs.10 lac intraday share purchase.But, a trader at discount brokerage pay Rs.20per order and Rs.60 for 3 orders.Anyway, the difference in cost is very high.This is the reason of popularity of discount brokerages all over the world. In united states, TD Ameri trade, Etrade and Interactive brokers lead the discount broking system.
Comparing with conventional brokers,branch network of discount brokerages are very less.They do not offer allied services such as the Research, IPO, Insurance or Mutual funds.Theycater clients with online platforms, advanced softwares and charting tools.Factors such as Less Employee strength, centralised services and advanced technology help them to …


CPSE ETF is an exchange traded fund, managed by goldman sachs. It invest in large Central public service enterprises listed on National stock exchange. It track the performance of CPSE index.Stocks are selected on 3 parameters: 55 % government stake, 
 4 % dividend yield and free float market capitalisation above Rs.1000 crore. 

    It is considered as a good investment opportunity due to attractive valuation.
PE ratio of CPSE index is only 11 %, which is lower than other indices. Sectors in this ETF are Energy,Metals and finance. Detailed Portfolio of CPSE ETF listed below:

EquityWeightage ONGC                    23.5 % GAIL                      18 % Coal India              17.7 % REC                       7.6 % PFC                       7.5 % Container Corp      7.4 % Indian Oil                 6.7 % Oil India                   6.5 % Bharat electronics     3 % Engineers India          2.1 %

Stock Market games for beginners

Stock market games are known as stock simulator games.It is a virtual trading platform without demat or trading account.These games give beginners the idea about market without investing capital.Investors can view real time market and trade by creating a portfolio.

        Some websites offer prizes for best virtual traders. Registration is must for stock simulators, even though it is a free account.Stock market games with real time prices will give more confidence for a beginner before investing.You can visit below websites to participate in games.

1.BSE stock market challenge
2.Moneycontrol game
3.Investopedia game
4.Dalal street challenge

Top 5 Tax saving Funds

Tax saving Mutual funds (Equity linked savings schemes) offer section 80 C income tax  beneft like Public providend fund and insurance.Main advantage of ELSS is the shortest lock in period and tax free capital gains.Minimum duration of  ELSS is only three years.
       Most of the ELSS have given average annualised returns of 20 % in last three years. Redemption pressure is low in tax saving funds than open ended schemes. It is a good option for anybody wish tax saving plus market linked returns.Investor can opt growth or dividend option.As per historical datas, ELSS funds have given better returns till now.
Top 5 Tax free funds are the following :  Tax Saving fund           1 year Returns    1. Reliance Tax saver           92 %     2. SBI Tax advantage           78 %     3. Axis Long term equity       68 %     4. ICICI Pru RIGHT               65 %    5. HDFC Tax saver               58 %

BSE Plus: Free Tool for investors

BSE Plus is a company information and analysis  platform from Bombay stock exchange.It offers advaced features for fundamental analysis and chart reading. Investors can add the watchlist of stocks. He can make and view the portfolio of stocks, ETF and fixed income. BSE Plus Dash board contains coporate announcement and price quote. We can view detailed corporate information such as company reults,share holding pattern and bulk deals.Most attractive part of this platform is the charting tool.It provide us features for line chart,bar chart and candlesticks chart with volume bars.We can use 15 different technical indicators including moving averages, ADX andBollinger bands to analyse share price movement. Popular drawing tools as trendlines, horizontal line and retracements also available.Multiple Time framesfrom 1 minute to yearly data is another attraction.These features make it a very useful chart. BSE plus is a good platform for beginners as well as experienced investors to know…

Nifty Futures Lot Size Changed to 25.

As per NSE circular, Lot size of Nifty futures and options  contracts changed from 50 to 25. Recent bull run in indian equities resulted in huge growth in the value of Nifty,index of national stock exchange.Contract value of Nifty futures was above Rupees Four lakh last month.As per SEBI rules, contract value must be not less than 2 lac.

              NSE commenced Nifty futures trading since 2000.Initial lot size was 200.Nifty futures contracts are available in three month contracts - current month,next month and far month.Value of Nifty futures is calculated by multiplying lot size with index value.Sharp rise of Nifty index value has reduced the retail participation in the contract trading due to the high margin requirement. Latest revision in lot size will reduce the margin requirement also.Margin to trade in Nifty futures was  around Rs.34000 last month.It will be near to Rs.17000  in new contracts.

          Nifty futures are used for hedging ( no profit no loss situat…

Why Bitcoin is high risky?

Bitcoin is a digital currency, started in 2009.It is a decentralized virtual currency which is not issued by any central bank.Many popular websites in European union accept bitcoins for digital transactions.It is not regulated by any goverment or  not connected with banking system It is just used as an online medium of exchange.
Now a days, momentum of bitcoin transactions declined very much after a long rally in previous years.Many investors lost money in bitcoins.Mt Gox, World's largest bitcoin exchange collapsed and reported the loss of 8.5 lakh bitcoins due to hacking.Securities and exchange commission in united states warned investors to be alert on bitcoin scams and asked clarification from all bitcoin companies recently.Bitcoin is already banned in Russia and few African nations. Countries such as China and France discourage bitcoin trading.However,no government has taken a clear stand on the existence of bitcoins.Reserve Bank of India warned people to avoid digital c…

Rakesh Jhunjhunwala and the Bull Market

Rakesh Jhunjhunwala, India's biggest individual investor achieved 62 % gains in the latest bull run since mid 2013.His Portfolio value crossed Rs.11,700 crores this October. Jhunjhunwala is the 51st richest indian now, as per Forbes list.As a value investor, he picks fundamentally strong companies with cash reserves and stick into it.That is why,his initial investment of Rs.6000 in 1985 multiplied towards a magical wealth.

Rakesh Jhunjhunwala, known as India's warren buffet is an avid follower of quality companies.He invest in consistent business model with corporate governance and return on investment.He avoid speculation and stay invested in the portfolio of stocks for long duration. He does not bother about short term fluctuations.Rakesh Jhunjhunwala expect the Indian economyis in a transition to grow fast and meet the large demand in the country.He believe in scalability of a business and select the potential winners of the future.

Jhunjhunwala's Equity Portfolio…

10 key investing rules of Peter Lynch

Peter Lynch is Known as an ever green fund manager in United states.He managed fidelity Magellan fund from 1977 to 1990. His average annualised return for 13 year period was 29 %.  He believed in Common sense approach by investing in known business models only.He always checked under valued stocks, which can yield better gains over a period.Let us check Peter's 10 golden Rules: 1. A stock market decline is a great buying opportunity.Never postpone your investing at that time. 2. Too much diversification will reduce your gains.Concentrate on well studied winning stocks only. 3. Learn to examine large number of shares.Otherwise,you cannot select the right stocks. 4. In the long run, superior stocks will beat all type of bond returns. 5. Shares are not lottery tickets.Learn the activities of the company before you invest.Visit the company outlets to see the demand ofproducts.If people are buying it, then check the financials. 6. Don't look at index only.Check how many shares advanced a…

Top 5 Richest Persons in India - 2014

Name                           Company                     Wealth

1.Mukesh Ambani       Reliance                        1,41,000 Cr 2. Dilip Shanghvi           Sun Pharma                1,08,000 Cr 3.Azim Premji              Wipro                             98,400 Cr 4.Pallonji Mistry           Pallonji group ,Tata.      95,400 Cr 5.Lakshmi Mittal          Arcelor Mittal                  94,800 Cr Source : Forbes

Charts : An introduction

Technical Charts are very popular among active traders and fund managers.However,it is difficult thing for common people.Charts show the momentum in stocks or the market.Chartists analyse details such as price and volume of the scrip.They use multiple time frames such as  intraday,daily,weekly or monthly charts to predict the future price movement. Longer the time frame, prediction will be more accurate.

        Chartists use Line charts, Bar charts or Candlestick charts. Line charts connect the closing prices of a stock during a specified time period.It depicts general price trend.But,Bar charts and Candlestick charts help us to analyse the whole picture- open,close,high and low prices.So, evaluation will be more clear in bar charts and candlestick charts.

    Most of the traders prefer candlestick charts.If close price is above the open price,it is a bullish candle.If close price is below the open price,it is a bearish candle.High and Low prices are known as' Shadows'.Differ…

Performance of Indian Indices

Market Index                 1 year return
S& P CNX NIFTY               30 %
S& P BSE SENSEX             26.5 %
 S& P BSE 200                      31 %
CNX NIFTY JUNIOR           44 %
NIFTY MIDCAP 50              58 %
( As on 20th Oct 2014 )

Master the Markets seminars-File Photos

Beating the Dalal street - F & O seminar

Sony Joseph AFP's  Beating the Dalal street - Futures & Options seminar conducted on 5th July at Cochin.This programme covered topics such as Pivot trading,Positional trading,Factors affecting f & O,Cycles,Identifying the Entry and Exit levels for Derivatives.

MCX ACT - Free Commodity Charting

Multi Commodity exchange provide a free commodity charting tool in it's website, known as MCX ACT.This is a web based technical analysis chart.It contains 3 types of data : Expired commodity futures contracts, unexpired contracts,and index charts.We can analyse the charts of listed agri commodities and Metals in MCX.User can check Line chart or candlestick chart in the 'Price style' section.  We can view nd evaluate intraday or historical price movement.

     Intraday chart is available in multiple time frames. Trader should give time interval in minutes.Suggested time frames for day traders are 5 minutes and 15 minutes.Periods in the Historical charts include  daily,weekly,monthly or yearly time frames. You can also load major technical indicators such as EMA,Bollinger band,RSi,Parabolic this chart.Trendlines and Cross hairs are also applicable.

               MCX  ACT is an advanced and useful technical analysis platform.Commodity futures traders can us it free of c…

How to use NSE TAME chart ?

TAME (Technical analysis made easy) is an online technical analysis platform from National stock exchange,India.Offered as a free charting tool useful for retail investors,it provides all types of charts.Whether it is intraday or historical chart analysis,this web based chart have all form of line chart,candle stick chart and OHLC charts.If you want to evaluate stocks in the time frames such as 1 minute,15 minute or 1 hour ,you can easily manage it in TAME chart.In addition to Intraday chart features,Historical chart can be used to check daily,weekly and monthly time frames in different periods.

 How to use TAME Charts?
     Fiirstly, You need to  visit and click ‘Technical charts’ in home page to open exclusive chart window.You can see both price chart and volume bars in the chart which is essential for technical analysis.You must select any market Segment like CM (Cash market which comprise all shares),INDEX (Nifty,and sectoral indices),FO(Futures and options contract…

Technical analysis:an introduction

Technical analysis is a science of chart reading for identifying the market trend. It is used in shares, commodities and currencies. Technical analysis help us to determine future price with previous price levels and volume. It shows the mass psychology of traders and speculators. Thus, chart analysis act as a tool for market prediction.

           No one can control the market. It is a place for competition of  bulls and bears. So market is guided by human emotions and reactions. Each trader should know the influence of  this  phenomena. Technical analysis is the art of understanding mass psychology. It reveals the supply- demand mechanism in each scrip. For accurate analysis ,experts use technical indicators and chart patterns at charting softwares. If we are getting the prevailing trend of the market, 50% job is done.Theories such as Elliot Wave,Dow are famous among students. However traders use technical indicators such as Moving Averages, Ichimoku, Relative Strength Index,…

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